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Recent Posts

MAKE PRUDENT DECISIONS REGARDING YOUR HURRICANE IRMA PROPERTY DAMAGE CLAIMS

Posted on 11 September, 2017
Hurricane Irma barreled down on us with all of her forceful winds and torrential rains.  She was scary and relentless.  There was mass evacuation.  Commercial flights were booked.  Trains were booked.  There was gridlock with the concern as to whether gas would even...

QUICK NOTE: INSURER MUST COMPLY WITH FLORIDA’S CLAIMS ADMINISTRATION ACT

Posted on 4 September, 2017
As an insured, know YOUR rights under Florida’s Claims Administration Act (Florida Statute s. 627.426).  I wrote an article on this exact...

SUBCONTRACTOR’S MILLER ACT PAYMENT BOND CLAIM

Posted on 31 August, 2017
  Since I wrote my ebook on the application of federal Miller Act payment bonds, I have not discussed a case applying the Miller Act.  Until now!   Below is a case that reinforces two important points applicable to Miller Act...

SURETIES DO NOT ISSUE BONDS RISK-FREE TO THE BOND-PRINCIPAL

Posted on 27 August, 2017
If your construction company is bonded, then you have signed a General Agreement of Indemnity with your surety / bonding company.  Stated another way, if a surety issued an obligee on behalf of your construction company, as the bond-principal,...

ILLUSORY INSURANCE COVERAGE: REAL OR UNREAL?

Posted on 18 August, 2017
In insurance coverage declaratory relief actions, there are times an insured will argue that the insurance policy coverage is illusory.  Typically, an insured will raise this illusory argument if its insurer is denying coverage based on an exclusion or limitation in the policy....