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INTERPRETING THE LANGUAGE IN AN INSURANCE POLICY

Posted on 4 July, 2019
Lawsuits by an insured against an insurer that include a claim for declaratory relief are common when an insurer denies coverage.   The insured will argue that there are ambiguities in the policy.  One argument may pertain to the use or definition of a term...

DID THE INSURED FORFEIT PROPERTY INSURANCE COVERAGE BY FAILING TO COMPLY WITH POST-LOSS POLICY OBLIGATIONS?

Posted on 30 June, 2019
Have you complied with your property insurance policy's post-loss policy obligations?   Has your property insurer argued that your failure to comply with post-loss policy obligations has resulted in you forfeiting insurance coverage?  Have you filed a lawsuit against your property insurer for coverage and the...

QUICK NOTE: TIMELY RECORDING CONSTRUCTION LIEN

Posted on 24 June, 2019
A construction lien needs to be recorded within 90 days from a lienor's final furnishing date.  This date is exclusive of punchlist or warranty-type work (i.e., repairs to lienor's own work).   A lienor's final furnishing date will be included in the construction lien as the lienor's last...

“LABOR” THAT CAN BE PURSUED AGAINST A MILLER ACT PAYMENT BOND

Posted on 23 June, 2019
It is important to ensure you consult with counsel when it comes to Miller Act payment bond rights and defenses.  One consideration is the type of "labor" that can be pursued against a Miller Act payment bond.  The opinion in Prime Mechanical Service, Inc. v....

QUICK NOTE: A CONSTRUCTION LIEN IS NOT INTENDED TO LAST INDEFINITELY

Posted on 16 June, 2019
A construction lien is not intended to last forever.  A construction lien must be foreclosed within one year from its recording date because a construction lien only lasts for one year by operation of law.   You will not be able to foreclose a construction lien after this...