Insurance policies, particularly property insurance policies, have a concealment or fraud provision that, in essence, gives the insurer an out if the insured submits a fraudulent claim, a false claim, or conceals material facts.   Unlike a traditional fraud claim where a party needs to prove intent, the provision...

In the prior posting, I discussed arbitration provisions and to clearly and unmistakably include in the arbitration provision the person -- judge or arbitrator -- you want to determine the arbitrability of a given dispute. In another posting, I discussed how the doctrine of